Asking the right questions.
A three-step process built to counter cognitive bias and design a plan around your life, not around one instrument.
All too often we allow “the law of the instrument,” our learned biases coupled with the influences of trusted friends and advisors, to get in the way of a properly constructed retirement plan.
It’s been said “questions are the answers,” though we’d take it a step further. A true solution comes in asking the right questions. We look to ask the right questions, then listen intently to your concerns, needs, and objectives. Our concepts differ from traditional methods, which often tend to fail investors at a time when failure simply isn’t an option.
We help you redesign your portfolio mathematically and correctly for the season of life you are entering. We believe there is a mathematically correct solution for each of us based on our own individual wants and needs. A properly designed, well-executed plan implementing the best-of-breed solutions from each segment of the financial industry takes the pressure off any single one to perform.
A three-step process
Discovery
Our initial consultation exists to thoroughly understand your concerns, needs, and objectives, for your current lifestyle and your retirement. How do you envision your retirement? We also want you to ask as many questions of us as you’d like. This process doesn’t work with half-truths or a lack of trust, so ask away.
Design
We gather the financial information necessary to evaluate your situation, then clarify your wants and needs to move beyond the conceptual. We create a formal portfolio draft addressing your target monthly income and preservation of principal throughout retirement, along with emergency needs, inflation hedges, and possible tax efficiencies. The tool’s characteristics dictate its use, not a cognitive bias.
Verification & Implementation
The third session is devoted entirely to satisfying any final questions of trust and credibility, from background-check verification of our advisors to the strength of the insurance and investment models used to fund each portion of your portfolio. Once all parties are comfortable, we move forward, making any tweaks first if needed.
Our top priority is addressing your wants and needs with predictability and safety, utilizing the proper tool for the right job within your personalized plan. Get to know us; we are here to help you navigate the options available within the financial services industry, and to share our unique perspective.
Let’s look at your position from the other side.
A conversation, not a sales pitch. Bring your questions; we’ll bring all sides of the story.
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