Slightly out of the ordinary… I write these notes for numerous reasons; first and foremost, to disseminate information; educating and coaching clients is my top priority. Admittedly, there is a marketing slant; reading, research and corresponding with clients takes up quite a bit of our time, so if our work stands out and resonates with readers and we can…
When was the last time you went to the bank? I mean physically walked up to a teller in a brick and mortar location? Some may answer this question easily as small businesses owners may still deposit their daily “cash” in-take, while it might take others quite a bit of time to think about it. Banking has transformed over…
Lately, I feel like I’m on a treadmill running up hill, for as different as the catalyst which pops a bubble always is, it’s as much the same (a bubble – typically fueled by debt and overleverage) … and yet, we appear to have learned nothing. The mindset and attitudes of investors tend to be very predictable. From the…
Working alone leaves one quite a bit of time pondering self-beliefs. Whether we manage the bulk of our client’s financial net worth or a mere fraction of it, there is little room for bias, obtuse thinking or pride. In an effort to keep our mindset “in check” we make a concerted effort to study and approach markets from multiple…
“We are a community company committed to maximum global impact. Our mission is to elevate the world’s consciousness. We have built a worldwide platform that supports growth, shared experiences and true success. We provide our members with flexible access to beautiful spaces, a culture of inclusivity and the energy of an inspired community, all connected by our extensive technology…
If you knew the odds of any specific outcome was 85% in one direction or another, what would you do? In previous notes we’ve broached the subject of discounting outcomes; today we’re going to discuss placing the odds in our favor, displaying it in real time… We titled a section, “Cloudy with a chance of Meatballs” in our 4Q2017…
Watching waves crash can have a very peaceful, calming effect on most people… The rhythmic, circular motion of massive energy passing through enormous bodies of water manifesting as thunderous booms or tiny ripples at the sandy shoreline; for those who have never experienced them, I would recommend you give them a try. The wind, the sounds, the salt air,…
As a father of two little girls, I constantly think about the lessons I would like them to remember if something were to ever happen to me. Critical thinking and the ability to question should be at the top of their list. My wish is that they are firm in their convictions, rather than simply falling in line with…
Nothing gets in the way of our doing the right thing to help you make smart decisions for your financial well being. We err on the side of prudence. Our website opens with a quote from Reverend Theodore M. Hesburgh, C.S.C. President Emeritus, University of Notre Dame “My basic principle is that you don’t make decisions because they are…
Second to your primary residence, the bulk of assets most individuals have saved come in the form of 401k savings. While most individuals believe these assets are “untouchable”, what if you had the ability to unlock the power of your 401k and reduce fees at the same time? Did you know that more than 70% of all 401k plans…
